Finding the perfect neighbourhood isn’t just about today’s aesthetics or commute—it’s about future gains. Choosing an area that's primed for growth means choosing equity, lifestyle, and security. Here’s a smarter, more intuitive guide to help you pick where value will rise in the years ahead.
1. Prioritize Transit & Infrastructure Expansion
Transit access is a growth driver. Look for neighbourhoods near new subway, LRT, or GO stations—like Midtown’s Scarborough or Downsview North—where value is likely to climb as commuting gets easier.
Areas undergoing large-scale redevelopment often surge in value before mainstream awareness catches on.
2. Watch Early Signs of Supply Constraints
In markets like Ontario and B.C., supply currently exceeds demand, creating buyer leverage—and leaving room for smart investors to enter before market equilibrium stabilizes.
Conversely, supply-constrained regions—Prairies, Quebec—are showing firmer price resilience.
3. Seek Markets Where Prices Are Resetting, but Fundamentals Hold
GTA home prices are down ~5% year-over-year. Yet, with rising inventories and easing affordability, forward-looking buyers can find entry points with upside potential.
Condos are still correcting—TD expects a 15–20% drop from Q3 2023 peak by year-end, now presenting potential for value hunters.
4. Bet on Early Rebounds
Experts anticipate a moderate recovery:
CREA projects 3% national price drop in 2025, followed by a 1–3% rebound in 2026.
RBC sees a 7.9% bounce in resale activity in 2026, though prices in Ontario may continue softening in 2025.
Areas that absorb value drops and finish near economic centers or transit corridors could lead the recovery.
Final Summary
To pick an area that’s likely to grow in value, focus on transit-linked neighbourhoods, markets with early-value resets and strong fundamentals, and be ready to ride the early wave of recovery in 2026. Approach with patience, data, and long-term vision—you’ll likely reap the rewards.
Frequently Asked Questions
What is the forecast for GTA real estate in 2025?
Expect modest price declines and higher inventories throughout 2025, though a rebound is anticipated in the back half of the year or early 2026 as demand regains strength.
Will condo prices go up in Toronto?
Not immediately. Condo prices are projected to fall 15–20% from Q3 2023 peaks by end of 2025. Signs point to stabilization or gradual recovery in 2026.
What is the property market trend in Toronto?
The market is experiencing stagnation: prices are flat or dipping (~5% down), inventories are rising, and it's currently a buyer’s market. However, recovery is expected in the coming year as affordability improves.
Will the Toronto condo market recover in 2026?
Yes. Forecasts predict stabilization and gradual recovery starting in 2026 as oversupply corrects, rates ease, and demand picks up.
Is it a good time to buy a house in Toronto?
If you're strategic and patient, now offers buying power: softer prices, more listings, and improved affordability—especially valuable for buyers with long-terms plans.